2550+ ORGANIZATIONS TRUSTED SNB Capital
What is an SBA Loan
An SBA loan is a financing option for small businesses, partially guaranteed by the U.S. Small Business Administration (SBA). This guarantee reduces the risk for lenders, encouraging them to provide loans to small businesses that might not qualify for traditional financing.
The common types of SBA loans are:
7(a) Loan Program:
The SBA's primary program for general business financing needs, offering loans up to $5 million for working capital, expansion, equipment purchases, and more.
504 Loan Program:
Provides long-term, fixed-rate financing up to $5.5 million for major fixed assets like real estate or equipment.
Microloans:
Offers loans up to $50,000 to help small businesses and certain non-profit childcare centers start up and expand.
Why Choose SBA Loans
Experience low-interest rates, extended repayment terms, and the backing of the Small Business Administration—funding designed to help your business thrive.
Starting at 5.5% APR
Take advantage of some of the lowest rates in the market, designed to support sustainable growth.
Terms up to 10 years
Benefit from extended repayment periods to keep your monthly payments manageable.
Funding up to $25M
Access significant capital to expand operations, purchase equipment, or invest in your business’s future.
Backed by the SBA
Enjoy peace of mind with loans supported by the Small Business Administration, offering added security and stability.
